Diabetes Safe Insurance Policy
UIN:SHAHLIP23081V082223
Diabetes Cover
Flexible Policy Options
Flexible options
Plan Details
Out patient expense cover
Accident Cover
Automatic restoration
Day-care procedures cover
Waiting Period Benefits
Benefits
Section 1: Covers Hospitalization expenses due to complications of diabetes. Room, Nursing and Boarding Charges, Surgeons fees, Anaesthetist, Drugs and medicines
Section 2:
Covers Hospitalization expenses for other than complications of diabetes.
Section 3:
Out-Patient Expenses : Medical Consultation, Expenses for Diagnostic tests up to specified limits
Section 4:
Personal Accident : Compensation for Accidental Death of the chosen insured person @ 100% of the health sum insured opted.
Elegibility
Any person between 18years and 65 years of age who is already living with Diabetes Mellitus can take this insurance.
General Term
Tax Benefits:
Insured Person is eligible for rebate under Section 80-D of the Income Tax Act 1961 in respect of the amount paid by any mode other than cash.
Free Look Period:
A free look period of 15 days from the date of receipt of the policy by the insured is available to the insured to review the terms and conditions of the policy. In case the insured is not satisfied with the terms and conditions, the insured may seek cancellation of the policy and in such an event the Company may allow refund of premium paid after adjusting the cost of pre-medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.Free look Period is not applicable at the time of renewal of the policy